Benefits of the Vehicle Replacement Guarantee

  • If your vehicle is declared a total loss due to theft, Express will pay up to $25,000 to replace the stolen vehicle. This includes your deductible, temporary vehicle rental expenses (up to $500), sales tax, registration fees and dealer installed aftermarket products.

  • The Vehicle Replacement Guarantee may qualify your vehicle for a comprehensive insurance discount.

    New 2004 Vehicle Price
    Stolen in Year 2007.............$30,000

    Insurance Settlement..........$15,000

    Vehicle Replacement Cost
    In Year 2008........................$35,000

    Express will pay
    the difference of...................$20,000

Used Vehicle Example: If you purchased a used 2004 vehicle in 2007 (3 years old), and it is declared a total loss due to theft in 2008, your replacement vehicle will be a 2005 model year vehicle (3 years old at the time of replacement).

Don't let your vehicle be next!

Express Vehicle Replacement Guarantee

Guaranteed Protection

Facts About Auto Theft

What it costs if you are the victim

  • If your vehicle is stolen, the insurance settlement may be far less than the cost of replacing your vehicle.
  • Accounts for over $8 Billion in losses per year to car owners in the United States.

Process that secures your vehicle:

  • Traceable identification codes engraved into the vehicle's windows and anti-theft warning decals.


  • Ultra-violet labels marking the vehicle body panels.
  • The identification codes are included in a National Tracking service that is accessible by all law enforcement agencies.