| Benefits of the Vehicle Replacement Guarantee
                    If your vehicle is declared a total loss 
                       due to theft, Express will pay 
                       up to $25,000 to replace the stolen 
                       vehicle. This includes your deductible, 
                       temporary vehicle rental expenses 
                       (up to $500), sales tax, registration 
                       fees and dealer installed aftermarket 
                       products. 
 
The Vehicle Replacement Guarantee may qualify your vehicle for a comprehensive insurance 
                    discount.
 
 
 New 2004 Vehicle Price
 Stolen in Year 2007.............$30,000
 
 Insurance Settlement..........$15,000
 
 Vehicle Replacement Cost
 In Year 2008........................$35,000
 
 Express will pay
 the difference of...................$20,000
 
 
 
                    Used Vehicle Example: If you purchased a used 2004 vehicle in 2007
(3 years old), and it is declared a total loss due to theft in 2008, your replacement vehicle will be a 2005 model year vehicle 
(3 years old at the 
time of replacement).
                 |  | Don't let your vehicle be next!Express Vehicle Replacement Guarantee  Facts About Auto TheftWhat it costs if you are the victim
                    If your vehicle is stolen, the insurance settlement may be far less than the cost of replacing
                    your vehicle.Accounts for over $8 Billion in losses per year to car owners in the United States. Process that secures your vehicle:
                    Traceable identification codes engraved into the vehicle's windows and anti-theft warning decals.
 OR
 
 
Ultra-violet labels marking the vehicle body panels.The identification codes are included in a National Tracking service that is accessible by all law enforcement agencies. 
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